Loans Officer

Job Status: Receiving Applications (Open)
Location
Harare
Estimated Salary

Expiration date: 10 Jan 2023

Date Posted

03 Jan 2023

Expiration date

10 Jan 2023

Offered Salary (month)

$0.00

Experience

3 year exp

Level

Intermidiate

  •  Prospecting for new business in personal loans and business loan to meet set targets
  • Cross selling the banks products to maximize on the growth of the business.
  • Identifying business opportunity in deposit accounts and referring these to retail banking as per the guideline 
  • Planning marketing strategies and outreach programs in a cost effective manner
  • Managing portfolio / branch cost to income ratio to achieve sustainability of the business
  • Managing and monitoring portfolio daily to avoid losses as per the agreed guidelines, rules and regulations in relation to arrears, queries, business opportunities, site visits, etc.
  • Checking that received payments are as per installment that are due to avoid issues of under deduction, payments below installment and dropping off of some payments
  • Treating customers fairly by explaining upfront product features and benefits as well as terms and conditions, in a clear manner to eliminate misunderstanding
  • Educating clients on credit products and guiding them in making informed decisions


Qualifications & Responsibilities


  • A Degree in Business / Banking / finance / economics / accounting or equivalent
  • A Certificate in microfinance
  • At least 3-5 years relevant experience 

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